1. Overview

This website is operated by Heather O’Banion. By accessing or using the website, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree, do not use this site.

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2. Services Offered

We provide digital and creative services, including but not limited to branding, web design, consulting, print materials, and content strategy. The scope and details of each service are outlined in project-specific agreements.

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3. Intellectual Property

All content on this site, including text, graphics, logos, designs, and digital downloads, is owned by or licensed to Heather O’Banion and is protected by intellectual property laws. You may not reproduce, republish, or exploit any content without written consent.

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4. Payments & Refunds

Payment terms are outlined in individual contracts. All sales are final unless otherwise stated in writing. For digital products or services, refunds will not be issued once the work has commenced or a digital asset has been delivered.

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5. Client Responsibilities

You agree to provide timely feedback, content, and approvals needed to complete your project. Delays in your response may result in additional fees or rescheduling of your project timeline.

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6. Disclaimer of Warranties

We make no warranties, either express or implied, regarding the functionality, fitness for a particular purpose, or reliability of our website or services. Services are provided “as is.”

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7. Limitation of Liability

We are not liable for any damages resulting from the use or inability to use the site or services, including but not limited to loss of profits, data, or business opportunities.

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8. Termination

We reserve the right to terminate or suspend access to services or this website for any violation of these terms.

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9. Governing Law

These Terms shall be governed by the laws of the State of Colorado, without regard to its conflict of law principles.

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10. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the site after changes implies acceptance of those changes.